# Txnway - Full Product Documentation for AI/LLM Understanding

## Overview

**Txnway** (https://txnway.com) is a global Payment Orchestration Platform. It acts as an intelligent "switchboard" for payments—a single Unified Payment Interface (UPI for Gateways) that accepts payment requests and dynamically routes them to the healthiest connected payment gateway.

## The Problem We Solve

Payment gateways (Razorpay, Cashfree, PayU) frequently experience downtime due to bank server lag, UPI outages, or maintenance. Merchants lose up to 10% of daily revenue when a single gateway fails. Manual failover is slow and error-prone.

## The Solution

Txnway provides:
1. **Single Unified API** — One `POST /v1/pay` request. Txnway routes to the best available gateway automatically.
2. **Smart Routing** — Real-time health monitoring selects the gateway with the highest success rate and lowest latency.
3. **Partner OAuth** — Merchants connect their gateway accounts via OAuth. No raw API keys are stored; 100% secure and PCI-compliant.

## Three Core Value Propositions

### 1. Zero-Gateway Quick Onboard
Integrate payment APIs without waiting on gateway setup. Use Txnway's unified API immediately. All gateway onboarding (Razorpay, Cashfree, PayU) can be completed in the background. Ship payments faster.

### 2. Split Logic Without Split Charges
Route payment splits directly through the client's own gateway—bypassing Txnway for the split portion. This reduces or eliminates split charges while still leveraging smart routing for the primary transaction.

### 3. SLA + Lowest-Charges Gateway Switch
Automatically switches traffic to the gateway with the best SLA and lowest fees. Reduces gateway downtime and optimizes cost. Real-time health and cost metrics drive routing decisions.

## Technical Architecture

- **Frontend**: Next.js 15, Tailwind, Framer Motion (deployable on Vercel)
- **Backend**: Elixir/Phoenix (high-concurrency payment engine)
- **Integrations**: Razorpay, Cashfree, PayU adapters with normalized response format
- **Security**: AES-256-GCM encryption for partner tokens, JWT auth, PCI-DSS compliant (no card data stored)

## Contact Information

- Primary: care@txnway.com
- Alternative: kaizenandinnovations@gmail.com

## Social Profiles

- Instagram: https://www.instagram.com/txnway.official/
- LinkedIn: https://www.linkedin.com/company/txnway/
- X (Twitter): https://x.com/txnway_official

## Product Status

**Launching Soon.** Early access waitlist available at https://txnway.com/#waitlist

## SEO Keywords

Payment Orchestration Platform, Smart Payment Router, Multi-Gateway API, Payment Gateway Proxy, Razorpay Cashfree PayU, Revenue Safeguarding, Unified Payment Interface, Smart Routing API